Community terms
More Ad Traffic is a shared advertising service. These terms explain the membership and advertising rules that apply when you use the co-op.
How to use this pageUnderstand the rules for membership, advertising, purchases, and commissions.
- Read the relevant sections
Scroll through the headings, or use your browser’s Find command to locate a topic such as credits or refunds.
- Check before taking action
Review the advertising rules before submitting an ad, and the purchase and payout rules before paying or requesting a payout.
- Follow up on a question
Use Contact support for help with how the terms apply to your account, or Go to your dashboard to continue.
Your membership
Joining is free. Activate your membership with a verified email address to receive 100 welcome advertising credits once. Provide accurate account information, protect your sign-in access, and do not create duplicate accounts to collect extra welcome credits.
Every active plan, including Free, includes unlimited website and banner ad slots, business offers and inquiries, advanced lead management, community, private messages, promotion tools, Campaign Studio pilot, and 7- and 30-day performance reports. There is no monthly earning or impression cap. Credits fund advertising delivery only. Your eligible ads share your available credit balance; when it reaches zero, ad delivery stops while your member tools and conversations remain available.
Paid membership is a one-time purchase, not a recurring subscription. Confirmed paid upgrades include 25,000 advertising credits for Pro or 55,000 total upgrade credits for Elite. A paid Pro to Elite upgrade adds 30,000 credits. No-payment plan changes and administrator grants do not add upgrade credits. Members can earn or buy additional credits. Access and ad rotation depend on your account remaining active and following the community rules.
Advertising credits and measurements
There is no monthly earning or impression cap. Credits fund advertising delivery only. Your eligible ads share your available credit balance; when it reaches zero, ad delivery stops while your member tools and conversations remain available.
Ads must meet content, approval, account and delivery requirements. Pro ($50 once) and Elite ($100 once in total) are optional upgrades with included advertising credits and higher eligible direct-referral commission rates. No recurring membership fee.
Active members earn one advertising credit for each new counted view sent to their personal co-op link. We count at most one view per visitor identifier, member link, and UTC calendar day, using the same counting rules as the leaderboard. Repeat views within that day and a member’s own link visits while signed in are excluded. The reward applies to the co-op link visit, not to each rotating ad or completed 15-second impression. Past visits are not credited retroactively. Earned credits first repay any refund-related credit deficit before increasing the available balance.
Active members on every plan can earn up to five advertising credits for each eligible ad viewed through View ads. Keep the ad visible for the full 15-second countdown, then claim the reward. Each member can view an ad once every 24 hours. Your own ads and ads from advertisers without available credits do not appear on the View ads page. Only approved ads from active advertisers with available credits are eligible. A completed rewarded view uses one advertiser credit, and repeat claims do not earn additional credits. One earning session can be active at a time, and earned credits first repay any refund-related deficit. Opening an ad directly or using the public co-op rotation does not earn this viewing reward.
Your ads share one credit balance. One credit pays for one completed 15-second co-op impression. The viewing countdown pauses when the browser tab is hidden. Rotation includes eligible ads from approved, active accounts with available credits; it excludes a signed-in member’s own ads and limits repeat billing for the same visitor and ad within 24 hours.
A counted co-op link view does not establish that a visitor is a distinct person. A completed impression measures an ad slot in the co-op. Neither guarantees a human visit, a successful embedded website load, attention, clicks, conversions, sales, or earnings. Co-op link credits are advertising credits, not referral commissions or cash payouts.
Available credit packs, quantities, and prices are shown in your member dashboard before purchase. Credits are used for advertising within this service. Every completed impression uses one credit.
Keep the co-op useful and safe
Submit ads you have the right to promote. Destinations and banner images must use public HTTPS addresses. Website and banner submissions are approved automatically on every membership plan. Active members can report broken or unloaded sites from the co-op viewer for administrator review. Automatic approval does not endorse an advertiser or guarantee that its page will load.
Do not submit illegal, deceptive, infringing, malicious, or unsafe content. Do not use the service for spam, credential theft, malware, or fabricated traffic and referrals. Describe your offer honestly and do not promise guaranteed traffic or earnings on behalf of More Ad Traffic.
Administrators can approve or reject ads, pause campaigns, change membership levels, suspend accounts, or remove members from active membership. Ads may be paused when an account becomes inactive or an administrator reviews a content or delivery problem.
Direct referral commissions
Your personal co-op link can attribute a new member directly to you. A commission can arise only when that direct referral makes an eligible paid membership upgrade. The rate is based on your own plan when payment is confirmed. Your plan’s rate and the comparison of membership benefits are available in your member dashboard. Free signups and credit-pack purchases do not generate commissions.
Commissions are subject to administrator review and approval. A pending or approved balance is not evidence that a payout has been completed. Check your recipient verification and payout status in Dashboard → Commissions. Completed payments are recorded with their reference in your ledger. Earnings are not guaranteed. The payout rules below explain setup, eligibility, and the published schedule.
Commission payout rules
Effective October 10, 2026.
Set up US bank payouts through Stripe in Dashboard → Commissions. Eligible approved commissions are sent monthly by the 15th (or the next business day for weekends and U.S. bank holidays), with a $25 USD minimum and a 30-day eligibility hold. The cutoff is the end of the previous month; smaller balances roll forward.
- Payout method and availability: Stripe commission payout setup is available to United States recipients with an eligible US bank account, in US dollars. Start in Dashboard → Commissions → Set up payouts with Stripe. The first scheduled send-by date is November 16, 2026, for commissions and recipient details that meet the October 31 cutoff. Approved unpaid commissions remain recorded while setup or eligibility is pending.
- Payment schedule: We review and send qualifying payouts by the 15th of each month. If the 15th falls on a weekend or U.S. federal bank holiday, we send them by the next business day. This is the send-by date; provider processing and bank availability can affect when you can use the funds.
- Monthly cutoff and holding period: The cutoff is 11:59:59 p.m. Central Time (America/Chicago) on the last day of the previous month. At that cutoff, a commission must be approved, unpaid, and at least 30 full days past the related membership payment’s confirmed payment time. Completing the hold makes a commission eligible for a monthly cycle; it does not trigger an immediate payment.
- Minimum balance and rollover: Your qualifying commissions must total at least $25 USD at the cutoff, after any refund or payment adjustments. Pending commissions and advertising credits do not count. Smaller balances and commissions still within the holding period carry forward without expiring because of the minimum. No paid membership is required to receive a payout.
- Set up your payout details: Use Set up payouts with Stripe in Dashboard → Commissions to enter your bank and identity details directly with Stripe. Return to Commissions and check your Stripe status. Your current payout destination must be verified by the monthly cutoff. Never send a password, verification code, bank account number, or card details through the support form.
- Fees: More Ad Traffic does not deduct an administration fee and covers fees charged to us for sending a payout. Any fees your bank charges remain subject to your bank’s terms. Payouts currently use US dollars and US bank accounts. The $25 minimum is measured against your qualifying commission balance.
- Review and delays: We review commissions for each monthly cycle. Your membership must remain active, your recipient setup must be verified by the cutoff, and the related payment must remain eligible through payout. Disputes, refunds, suspected abuse, missing details, or provider restrictions can hold the affected amount. Held amounts carry forward for review in the next cycle after resolution; verified refunds or payment losses may reduce or reverse a commission. If a scheduled payment fails, contact support so we can resolve it without duplicating the transfer.
- Payment records and help: Approval does not transfer money. Processing means Stripe is working on the payment. Sent means Stripe confirms funds left our payout account; bank availability can vary and a bank may later return a payment. The payout history and commission ledger keep the payment reference. If your qualifying payment has not been sent by the published date, contact support with your username and commission reference. Earnings are not guaranteed.
Payments, refunds, and account history
Refund policy: Membership and advertising credit pack purchases are final and non-refundable, except where required by applicable law.
Where checkout is available, paid benefits are applied after payment confirmation. Keep your order and payment references if a purchase or refund needs administrator review. A checkout in test mode is not a live purchase.
Where manual payment methods are listed, submitting a payment notice does not activate an upgrade. An administrator must verify receipt and approve the notice before the new membership begins. You can see the decision and review note on the upgrade page.
Recorded refunds can adjust the related membership, credits, and commissions. Refunded credits already spent can create a credit deficit that must be cleared before ads resume. If a related commission has already been paid, a recovery amount can be recorded without erasing the original payout record.
For a missing purchase, an incorrect or duplicate charge, a refund required by law, or a commission payout question, contact support with the relevant order or payment reference. You can submit a request without signing in. Requests require review; submitting one does not itself approve a refund, change a balance, or complete a payout.
Removing a member from active membership stops account access and ad participation. It does not erase financial history, audit records, or referral attribution. Read the privacy notice for details about account and activity data.